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Chicago Homeowners Struggling Due To Pandemic Can Apply For Grants To Pay Their Mortgage

Neighborhood Housing Services of Chicago has teamed up with the city to offer grants of up to $3,300 to help Chicago homeowners pay their mortgages.

Two-flats sit along Oakley Avenue in North Center.
Kelly Bauer/Block Club Chicago
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CHICAGO — Homeowners who are struggling to pay their mortgage due to the coronavirus pandemic can now apply to get mortgage relief.

Neighborhood Housing Services of Chicago has teamed up with the city to offer grants of up to $3,300 to help Chicago homeowners pay their mortgages, according to a news release. People can apply online now.

Grant amounts will vary and will be based on what a homeowner needs to bring the mortgage current, according to Neighborhood Housing Services. The payments will be given directly to the mortgage servicer.

To be eligible, a person must be a Chicago resident and live in the home for which they need mortgage assistance. The home can have one to four units. The person applying must also demonstrate their household income was 120 percent or below the area median income prior to March 1, 2020; have a mortgage that was current as of March 1, 2020, but is now delinquent; have suffered a change in finances due to the COVID-19 pandemic; and be 18 or older or a financially independent minor.

People who got a grant through the program in 2020 will not be eligible for grants this round.

Applications and more information about the program are available online.

Block Club Chicago’s coronavirus coverage is free for all readers. Block Club is an independent, 501(c)(3), journalist-run newsroom.

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